Tag Archives: Scams

Don’t Get Caught by Phishing Scams

Don’t Get Caught by Phishing Scams

Have you ever received an e-mail that was just too good to be true? Were you ever personally selected by an African prince who was willing to share a portion of his millions with you for a small favor, and of course your bank account information so he could send it to you? While these scammers certainly had some takers, many people recognize these types of scams. Many people know if it sounds to good to be true, it isn’t true and it certainly won’t be good. These types of scams are referred to as “phishing,” pronounced just like “fishing,” because thieves are in fact baiting people for personal information that they can use to steal from them.

As the public has become more suspicious, phishing scammers have become even savvier. Instead of offering the public something too good to be true, they began sending messages too scary to ignore. Many fell victim to phishing schemes where consumers believed they were being contacted by trusted Amazon.com or PayPal. E-mail messages were sent out telling victims that their accounts may have been compromised and they needed to click on the provided link, log-in and change their passwords in order to protect their accounts. Instead of protecting themselves, victims were handing over their information to thieves.

Some e-mail accounts will “catch” these phishing e-mails before they catch you but there is also software that can be installed with detection programming that recognize more standard phishing messages. With software, most of these messages should be delivered to your junk mail or spam mail boxes. Even with reliable protection, as phishing schemes become more sophisticated you need to take further steps to protect your identity and personal information.

What can you do to protect yourself from phishing scams?

1) NEVER give out any personal information, even something as simple as your address unless a person is known to you and you are certain you are on a secure on line site with encryption.

2) Be sure to use spam and phishing control options on your e-mail account and carefully monitor your e-mail messages.

3) Be very suspicious of any e-mail message that asks for personal or especially credit card information. Beware of any e-mail that asks you to click a link provided as it may take you to an unsafe site. Remember, if your information has been compromised your bank or service providers will contact you by regular mail not e-mail.

4) You can also utilize Snopes.com for information on scams, frauds, urban myths or viruses before responding. If you forward e-mails, they may contain tracking information and that puts your contacts at risk as well.

5) Use a software program that protects against phishing. Some antivirus and anti spyware programs also protect against phishing. Know your features and whether or not your protection program includes phishing. Software by Norton, McAfee, Kaspersky and Panda may meet your needs.

6) Never respond to these messages. It confirms they’ve reached you and continues the cycle.

7) Rather than click on a link provided, close the e-mail, open a new window, type in the address of the company (such as Amazon) and check their site for this information.

Lastly, it is so important to report any of these schemes to the institution being misrepresented. This helps stop phishing in more than one way. The institution can attempt to stop the fraud and they can also warn other customers. Additionally, creators of phishing detection and protection programs can use this information to improve their products and better protect consumers from phishing scams and identity theft. By becoming knowledgeable of phasing scams and following these tips, you can avoid taking the bait and being reeled in by identity theft cons.

Ebay Users- What You Need To Know About Phishing Scams

Ebay Users- What You Need To Know About Phishing Scams

Are you an eBay user? Whether you use eBay to do your online shopping or if you use eBay to generate extra income for yourself, as an eBay seller, there is something that you need to be aware of. As an eBay user, whether you are a seller or a buyer, you need to be on the lookout for phishing scams. Phishing scams are rapidly increasing in popularity and many are using eBay as a front. To protect your identity, as well as you finances, you need to be on the lookout for them.

If you are relatively new to eBay or online shopping in general, you may not know exactly what phishing scams are. Do you? If not, you should know that phishing scams are actually complex online scams. A shady individual or a scammer makes a fake website that is similar to eBay or at least a fake eBay sign in page. You are then sent an email that appears as if it was from eBay. The only thing is that it wasnt. The goal of a phishing scam is to get you to visit the fake page and enter in your eBay sign in information, including your eBay screen name and your eBay password. Once a scammer has your information, they get access to you personal information stored on eBay, as well as free use of your eBay account.

One of the reasons why phishing scams are so easy to fall victim to is because they give you the impression that is something is wrong with you eBay account or that you did something wrong yourself. For instance, many phishing scams contain a message asking why you didnt pay for an item that you ordered or outline the fact that your eBay account has been suspended. The goal is to get you so worried that you will automatically click on the link to get the problem solved; however, as previously mentioned, the link takes you to a site that looks just like eBay, but it isnt. There is where the trouble comes in.

If you get an eBay phishing scam email, you will want to do a little bit of detective work, before actually clicking on the link. In fact, you shouldnt even click on the link. The first thing that you will want to do is look at your name, as most eBay phishing emails start with Dear eBay Member, or something along those lines. Real eBay messages will refer to you by your eBay screen name or even your real name. You can also roll your mouse over the link provided to you and see where it will actually take you. In most cases, you will find that you are being directed to another site, not eBay.com. All eBay messages should appear in your My eBay, message box. To see if eBay really sent you an email, you can log into your eBay account, from a brand new window that you open up, and check your messages, if you even have any at all.

If you do receive an eBay phishing scam email, you are advised to contact eBay or examine eBays help center. There you will find instructions on how to report the email or send a copy of it to eBay. Although your first thought may be to delete the eBay phishing scam email, you will actually want to follow eBays reporting instructions. You may know that you are being scammed, but other may not. Reporting an eBay phishing scam to eBay allows them to take care of the problem; thus likely reducing the number of eBay users who fall victim to similar scams.

Now that you know exactly what eBay phishing scams are, you are urged to be on the lookout for them. Keeping an open eye is your best line of defensive against eBay phishing scams or any phishing scams for that matter.