Tag Archives: Phishing

Don’t Get Caught by Phishing Scams

Don’t Get Caught by Phishing Scams

Have you ever received an e-mail that was just too good to be true? Were you ever personally selected by an African prince who was willing to share a portion of his millions with you for a small favor, and of course your bank account information so he could send it to you? While these scammers certainly had some takers, many people recognize these types of scams. Many people know if it sounds to good to be true, it isn’t true and it certainly won’t be good. These types of scams are referred to as “phishing,” pronounced just like “fishing,” because thieves are in fact baiting people for personal information that they can use to steal from them.

As the public has become more suspicious, phishing scammers have become even savvier. Instead of offering the public something too good to be true, they began sending messages too scary to ignore. Many fell victim to phishing schemes where consumers believed they were being contacted by trusted Amazon.com or PayPal. E-mail messages were sent out telling victims that their accounts may have been compromised and they needed to click on the provided link, log-in and change their passwords in order to protect their accounts. Instead of protecting themselves, victims were handing over their information to thieves.

Some e-mail accounts will “catch” these phishing e-mails before they catch you but there is also software that can be installed with detection programming that recognize more standard phishing messages. With software, most of these messages should be delivered to your junk mail or spam mail boxes. Even with reliable protection, as phishing schemes become more sophisticated you need to take further steps to protect your identity and personal information.

What can you do to protect yourself from phishing scams?

1) NEVER give out any personal information, even something as simple as your address unless a person is known to you and you are certain you are on a secure on line site with encryption.

2) Be sure to use spam and phishing control options on your e-mail account and carefully monitor your e-mail messages.

3) Be very suspicious of any e-mail message that asks for personal or especially credit card information. Beware of any e-mail that asks you to click a link provided as it may take you to an unsafe site. Remember, if your information has been compromised your bank or service providers will contact you by regular mail not e-mail.

4) You can also utilize Snopes.com for information on scams, frauds, urban myths or viruses before responding. If you forward e-mails, they may contain tracking information and that puts your contacts at risk as well.

5) Use a software program that protects against phishing. Some antivirus and anti spyware programs also protect against phishing. Know your features and whether or not your protection program includes phishing. Software by Norton, McAfee, Kaspersky and Panda may meet your needs.

6) Never respond to these messages. It confirms they’ve reached you and continues the cycle.

7) Rather than click on a link provided, close the e-mail, open a new window, type in the address of the company (such as Amazon) and check their site for this information.

Lastly, it is so important to report any of these schemes to the institution being misrepresented. This helps stop phishing in more than one way. The institution can attempt to stop the fraud and they can also warn other customers. Additionally, creators of phishing detection and protection programs can use this information to improve their products and better protect consumers from phishing scams and identity theft. By becoming knowledgeable of phasing scams and following these tips, you can avoid taking the bait and being reeled in by identity theft cons.

Rub Card Stores Selling “rub Net” Vulnerable To Hackers, Phishing – Rub Card, Hackers –

Rub Card Stores Selling “rub Net” Vulnerable To Hackers, Phishing – Rub Card, Hackers –
HC Network Security Recently, the University of Electronic Science and Technology, Zhongshan University student Alan found his computer speeds become very slow, he worried that she was rubbing net. Popular “rub net family” has appeared Zhongshan? Reporter interviewed found that “Rub Card” in Zhongshan major computer stores sell good. Many people think that, “rub net” is a cheap chic petty behavior Expert But that it is tantamount to self-dug trap.

In the electronic market, it is easy to get the rub network equipment
Investigation: “Rub Card” can rub network signal within 4 km
River in China Digital Plaza, Sun City, Digital Square, also some to sell computer parts and assembly of computer-based business sellers do not know “Rub Card” what, when reporters put it another way, “Card King” “Card King”, the majority of business network cards, routers, sellers will mysteriously from behind the counter, out under such Product . It is understood that, “Rub Card” in Zhongshan major computer stores sell good.

“This card is not legal, so it will not put the counter top.” Cyber Plaza, Sun City, a shop owner out of two Peng, “Rub Card”, a 180, another 260 yuan. This reporter saw a package called the WINNING products printed “link your world to every-where” the Advertisement Language. As for the other, a Taiwanese production of “Rub Card”, Peng said the boss, “can be received within 2000 meters radius of the wireless network signal.”

I tried a “Rub Card”, will this card into the computer USB interface, install the antenna gain, instantly search more than one nearby wireless network signal, and then crack the disc through a crack the password, that is, can break the password of these networks to realize “rub net.” University of Electronic Science and Technology

Computer Engineering, Zhongshan University Teacher Xu Xiang explained Rub Card works. “For more than one computer needs access to the Internet, many units and families a wireless router. In the wireless router can be set to automatically dial-up account, password, the user will set the professional point of a layer of security protocols, but often non-professional users set security protocols. so, my network card to a neighbor’s network can receive the signal, as soon as I can crack wireless router to their account password, you can line up with their network. “on the market called” card King, “” Card King “of Rub Card is not a normal wireless card, its great power is often more than 10 times normal network card, and with professional crack software.

Experts advise: beware Hacker Intentionally “was rubbing Network”
Petty cheap face a significant loss. “Rub net” Internet access fees and steal in order to save those who take other people’s networks, not knowing he is very easily be found, prosecuted, or even an inattentive hackers will fall into a “trap.”

If indicted, “rub family of nets” to bear any Law Responsibility? Cheng Yu Bin lawyers that the “rub net” is equal to theft of public resources to pay, should be a civil infringement, but also disrupt the telecom market order, if a certain amount of loss caused to criminal liability.

And Xu Xiang from Network Security Aspects of reasoning, “rub family of nets” in the Internet through someone else’s router when their various network account and password are “being rub” mark on the wireless router, so the event with professional expertise “is rubbing net are “equivalent to his own account and password over to people. In fact, the hacker organization several years ago proposed a wireless “fishing” the idea, also posted a trap called Airsnarf wireless network software. Some hackers intentionally bring laptops coffee shops, fast food restaurants and other public places “was rubbing network”, once the rub family of nets routed through the Internet computer hackers will be tempted or even forced to visit a number of hanging Virus The website, its online banking, Paypal account and password may be stolen, gained nothing in the anti-erosion meter.

Read the article were also viewed:
Hot business mystery “Rub Card” suspected theft
Experts Return Weapon will “rub” Behavior shut easily

Rub Card Hot behind: the user accidentally implanted Trojan

Coordinated Phishing Attacks: How to Shield Your Business

Coordinated Phishing Attacks: How to Shield Your Business
Businesses worldwide have, on several occasions, witnessed the impact that can be caused by a virus attack. Hence anti-virus software is now widely used by enterprises of all sizes. However, Phishing Attacks which are more sophisticated in nature are not so widely understood, and very few businesses are equipped to deal with these attacks. And this lack of knowledge about phishing attacks can pose a significant threat to the very survival of a business.

Organizations therefore need to understand phishing attacks in more detail, and prepare to defend themselves against these attacks. And they should primarily be aware of the fact that phishing attacks are not virus attacks involving malicious software. So, neither an anti-virus solution nor an anti-spam filter is sufficient to completely protect businesses from these attacks.

Phishing Attacks are very advanced and targeted in nature, usually appear to be legitimate, and often bypass or go undetected by spam filters. These attacks are highly organized and coordinated by specialized groups, and launched with the aim to divulge financial, or identity information. The sophisticated and tricky nature of these attacks necessitates protection at various levels of the enterprise network. But first of all, certain basic measures have to be taken to successfully protect an enterprise from falling prey to Phishes.

Educating Employees

Training employees to effectively identify phishing attacks is the first step to ensure complete protection. Employees have to be taught to question the source of unexpected email messages demanding sensitive information. Phishing can be usually identified by the URL. Phishers use long and complex URLs or raw IP addresses. They also use URL redirection techniques which may be an important indicator. However, these techniques are also sometimes used by legitimate companies. Therefore, employees should be taught how to differentiate phishing email from genuine ones.

Policy Enforcement

Formulating an IT security policy framework and enforcing a set of safety procedures can be of immense help in mitigating risks not only associated with phishing, but also with other security attacks. Preventive measures such as verifying the legitimacy of suspicious email messages, implementing procedures to deal with email messages that demand sensitive information such as passwords, account numbers etc, can come a long way.

Technology Solutions

An organization’s anti-phishing initiatives are entirely fruitful only when they are backed by efficient software solutions that can capably tackle phishing attacks. A unified governance risk and compliance system or an integrated IT compliance solution is therefore a prerequisite, not only to curb phishing attacks but also to ensure complete IT compliance.

Preventing phishing attacks can be a formidable challenge for organizations because these attacks cannot be controlled by merely implementing filters and firewalls. Therefore organizations need to take a comprehensive approach to implement appropriate policies and procedures and educate employees, while also adopting an integrated security solution that can help prevent phishing.

Ebay Users- What You Need To Know About Phishing Scams

Ebay Users- What You Need To Know About Phishing Scams

Are you an eBay user? Whether you use eBay to do your online shopping or if you use eBay to generate extra income for yourself, as an eBay seller, there is something that you need to be aware of. As an eBay user, whether you are a seller or a buyer, you need to be on the lookout for phishing scams. Phishing scams are rapidly increasing in popularity and many are using eBay as a front. To protect your identity, as well as you finances, you need to be on the lookout for them.

If you are relatively new to eBay or online shopping in general, you may not know exactly what phishing scams are. Do you? If not, you should know that phishing scams are actually complex online scams. A shady individual or a scammer makes a fake website that is similar to eBay or at least a fake eBay sign in page. You are then sent an email that appears as if it was from eBay. The only thing is that it wasnt. The goal of a phishing scam is to get you to visit the fake page and enter in your eBay sign in information, including your eBay screen name and your eBay password. Once a scammer has your information, they get access to you personal information stored on eBay, as well as free use of your eBay account.

One of the reasons why phishing scams are so easy to fall victim to is because they give you the impression that is something is wrong with you eBay account or that you did something wrong yourself. For instance, many phishing scams contain a message asking why you didnt pay for an item that you ordered or outline the fact that your eBay account has been suspended. The goal is to get you so worried that you will automatically click on the link to get the problem solved; however, as previously mentioned, the link takes you to a site that looks just like eBay, but it isnt. There is where the trouble comes in.

If you get an eBay phishing scam email, you will want to do a little bit of detective work, before actually clicking on the link. In fact, you shouldnt even click on the link. The first thing that you will want to do is look at your name, as most eBay phishing emails start with Dear eBay Member, or something along those lines. Real eBay messages will refer to you by your eBay screen name or even your real name. You can also roll your mouse over the link provided to you and see where it will actually take you. In most cases, you will find that you are being directed to another site, not eBay.com. All eBay messages should appear in your My eBay, message box. To see if eBay really sent you an email, you can log into your eBay account, from a brand new window that you open up, and check your messages, if you even have any at all.

If you do receive an eBay phishing scam email, you are advised to contact eBay or examine eBays help center. There you will find instructions on how to report the email or send a copy of it to eBay. Although your first thought may be to delete the eBay phishing scam email, you will actually want to follow eBays reporting instructions. You may know that you are being scammed, but other may not. Reporting an eBay phishing scam to eBay allows them to take care of the problem; thus likely reducing the number of eBay users who fall victim to similar scams.

Now that you know exactly what eBay phishing scams are, you are urged to be on the lookout for them. Keeping an open eye is your best line of defensive against eBay phishing scams or any phishing scams for that matter.

Ways You Can Help Protect Your Computer to Avoid Phishing

Ways You Can Help Protect Your Computer to Avoid Phishing

Phishing is a scam that Internet hackers use to send spam and other types of pop-up messages in order to lure personal information and financial information from people. There are some ways that you can avoid getting caught in the trap that include:

Don’t reply to any of the emails or pop-up messages that are asking you for any kind of personal or financial information. Don’t click on any of the links that are in the message and don’t cut or paste a link from the message into your web browser to use. The links may look like they are going to go one way, but really they are set up to go to a different site.
Avoid emails that appear to be from a legitimate business that are asking you to call a phone number and do some updating to your account or activate a refund that you have been waiting for. This is a way that you can be lured into giving out personal information. Don’t fall for the scam, if you do not recognize the name of the business, don’t call the number that is provided.
Be sure to use anti-virus and anti-spyware on your computer, and have all of the necessary updates and enhancements for it. Also, set up fire walls to block content that may be phishing content or harmful content.
Don’t email any of your personal information or financial information.
Make sure that you take time to review any of your credit card accounts or bank accounts and check over the statements to make sure that there are not any unauthorized charges on there.
Use caution when you are going to open any attachment from an email, or when you download any files that are included in an email.
If you do receive phishing emails, you can forward them all to the government agency at: spam@uce.gov. You can also forward the message to the company or bank that the phishing email was trying to portray themselves as.
If you feel like you have been negatively affected by phishing email, you can contact the Federal Trade Commission to protect yourself against identity theft.

Take the necessary steps to help protect your computer from phishing and other harmful content that can allows others to have access to your personal and financial information. Loading up your computer with the best security software can help you protect all of your personal and financial information, and help keep harmful content from getting on your computer. Keep all of your software updated and apply all of the new downloads.

How You Can Detect and Report Phishing Emails

How You Can Detect and Report Phishing Emails

Identity theft has quickly become a big problem. According to a study by financial services researcher Javelin Strategy and Research, in 2006 identity theft claimed 8.9 million US victims, and it cost organizations and individuals over forty-nine billion dollars . The FBI has indicated that Identity Theft is the fastest growing white collar crime. In early 2007, the Federal Trade Commission reported that identity theft again topped the list of consumer complaints for the seventh year in a row . The good news is that research has shown that when people become aware of identity theft issues, they become less vulnerable to it.

Phishing is just one method used by identity thieves to obtain their victim’s personal information. Identity thieves often phish by sending out scores of counterfeit emails. Frequently, such emails purport to be a communication from the recipient’s domestic bank. The email may advise that some problem has occurred with the recipient’s online account and directs the user to click on the enclosed link to log-in to their online bank account to correct the problem. In reality, the link takes the user to a phony website, often hosted offshore, that the thief has designed to look just like the real banks website. When the recipient of the counterfeit email clicks on the link and attempts to log in to their account, the log-in information including the password is automatically captured. The identity thief then uses the stolen information to log-in to the victim’s actual bank account. Once in, the thief might: view the customers balance and other account information, issue checks, request an address change, wire funds, electronically pay bills, and get more personal information about the victim such as their SSN, DOB, phone numbers, address, place of employment etc.

Phishing is a successful scheme that is made possible in part because the thieves send out so many emails. They know that if they send out enough emails under a major banks name, some recipient’s of the message will actually have an account at that institution and respond by following the link as requested and logging into the phony website.

One way to help detect phishing emails, while not fool proof, is to use the mouse to move the pointer over the links contained in the suspect email, but without actually clicking on the links. While the pointer is held over the link, recipients can look down at the status line located near the bottom left of the screen. The address line that appears there during the mouse-over is where the link will take the user. If the status line that appears does not match the information listed for the link or it has something other than a .com or .net suffix (such as .ru, .ch, .se, .uk etc), then the message should be considered suspect and might be a phishing attempt.

Users can also mouse over links to email addresses in a similar manner. If the status line contains a generic email address, such as yahoo, hotmail, gmail, or anything other than one containing the banks name, the email should be considered suspect. Also, many phishing emails originate offshore and contain multiple misspellings and blatant grammatical errors. If phishing is suspected, users can usually exit their email program altogether and then log into their online bank account the usual way and check for any new messages. Generally, if there is a problem with the account there will be a message on the site to that effect. If a user is reluctant to log-in to their actual account to check for messages, they should contact their bank by phone.

The main points here to remember are:
1. View any email received from financial institutions with caution.
2. Don’t click on suspect links
3. Contact the bank directly using other means to determine whether there is some problem with the account and whether the email is authentic.
4. All suspected phishing attempt should be reported. The United States Computer Emergency Readiness Team maintains a website at http://www.us-cert.gov/nav/report_phishing.html with an email address where phishing emails can be forwarded.

Endnotes:
Javelin Strategy & Research, 2006 Identity Fraud Survey Report (Consumer), January 2006, p.1.
Federal Bureau Of Investigation, DON’T LET THIS HAPPEN TO YOU: How to Protect Your Good Name From Identity Theft, Headline Archives, 10/20/2004, retrieved on 10/26/2007 from: http://www.fbi.gov/page2/oct04/preventidt102104.htm
Federal Trade Commission, Identity Theft Complaints Again Top The List, 02/07/2007, Retrieved 10/26/2007 from: ftc.gov/opa/2007/02/topcomplaints.shtm

How to Prevent Phishing

How to Prevent Phishing

One of the most rampant cybercrime’s on the World Wide Web is phishing. In this the culprit’s main purpose is to obtain your personal information – like your user name, passwords or credit card details. This kind of crime is done by sending you the fake mails and then forcing or redirecting you to the websites that are not genuine. These websites are look so original that their URLs are also similar. It becomes difficult to ascertain the truth of these sites and a gullible customer may fall prey to the crime. If you follow these ways then you can avoid being caught in the phishing scams:

· Always check who is sending the email. This is perhaps the most effective way. If the email address does not belong to your regular service provider/bank, then it is highly avoidable. None of the banks will tell you to verify your account information. So any email which tells you to fill in your account information is completely fake. Just delete the mail at once.
· All the phishing mails contain an illegitimate “Click here” link. This link leads to websites which are governed by the criminal webmasters. Also when you will view at the domain name you will find that there is something wrong with the slashes which follow it. Any bank link will be encrypted with an https://. However, the link starts with http:// only, don’t even think of clicking on it.
· Many phishing emails come with a fake phone number and address. If this is the case match it with the address and the contact information that was provided originally to you by your bank. If it doesn’t match, the mail should be immediately discarded from your inbox.
· The social networking sites have lots of users and people exchange their day to day information over there. Your name is over there. The perpetrators take hold of that information and send the mail to you. If they know your name, don’t get alarmed. But if they know your account number, simply check it with the one that you have and also re-confirm it with the bank whether they have sent any mail to you.

Thus phishing protection becomes mandatory in today’s scenario. You should use a good password manager which does not display your personal data in case the site you have visited in not legitimate. There are some password managers available in the market which protects your login information by encrypting it. They guard you from any identity theft.

Property of RecoverMyPc Inc.

Beware of Phishing Emails

Beware of Phishing Emails

With the use of the internet, you can communicate with others and one of the ways is through email. Did you recently receive an email coming from an organization which asks for your personal information? If yes, it is very much important that you do not reply to this email or do what the content of the email is asking you to do.

The first thing that you need to do to ensure that the email is from a legitimate source is to check its email address. Usually, legitimate email addresses have their own company name. The format of an email address goes like this name@companyname.com. If the company name is from a public email provider then you should be very careful since anyone who has access to the internet can create this email address.

Usually, phishing emails ask for your password, username, credit card information, bank details, personal information, and many more. With this reason, it is important that you do not provide any of your information to this email if you do not want to be a victim of identity theft. Yes, identity thieves are using email messages to gain information of their victims. If you will fall for this trap, you might suffer the effects of being a victim of such cybercrime.

You can report phishing email messages to your email provider so that by the time that you receive another one, it will go directly to the trash folder instead of your inbox. You may also want to delete these emails immediately to avoid confusion.

As a tip to a safer online experience, you should keep your email account clean by removing all of the unnecessary emails coming from strangers. You can select them all in one time and then click delete. They will all go to the trash folder. Now for you to totally eliminate these nuisances, you should also empty your trash folder after deleting these emails.

 

What is Phishing and How to Prevent It?

What is Phishing and How to Prevent It?

What is phishing?

By the time you finish reading this, you will understand the dangers associated with phishing. Phishing is one of the greatest security problems that you face today while using your email account. In fact, it is a much more serious threat than the commonly heard about problems like spyware and viruses. If you are tangled in the network of fake links set by phishers, you can have severe financial loses. So, before anything of that sort happens, be on your guard and learn how to prevent phishing.

How it all starts

The tricksters initiate the process of phishing by sending you an apparently authentic email from a trusted source. You could receive such phishing emails from one of your bank, or other financial concerns like a brokerage, a credit union etc. These scam emails demand immediate attention because of some impending financial disasters like close of account or anything similar to that effect. Hence, you are induced to update some vital account information, in order to prohibit the so-called danger.

You simply go ahead and click on the link contained in this fake mail that claims to forward you to a legitimate company website. Along with this, you also get a form in which you unsuspectingly fill up original personal information like your password, account number, social security code etc. and the operator of the phishing scheme gets what he wanted. Most of the times, he uses it to manipulate your account and obtain advantages like credit cards, grant of loans etc. This obviously deducts large amounts of money from your account.

How to prevent phishing?

One of the easiest ways to prevent phishing is to install up-to-date antivirus software, such as Anti-Virus PLUS. Provide your email account with a phishing protection program, such as Spam Controls, to keep away possible phishing emails. Even after applying such phishing filter, you cannot stop such spam. In that case, use your brain to be convinced that your bank already has that information and would not request you to confirm them over emails. The other thing that you can do in place of phishing software is to contact the company in question and crosscheck the authenticity of the mail.

An Attempt to Define Phishing

An Attempt to Define Phishing

When attempting to define Phishing, there is one constant being the goal: to get hold of your personal information. Phishing scams come in many shapes and sizes. The most common scams are emailed out to millions of people daily. These scams look like legitimate emails from a trusted company or even a government agency.

Typically, in the email, you are asked to click on a link which redirects you to a replica website. In these cases, the websites look exactly like the original one, with minor differences an unsuspecting user would not spot. You must go to the site to take advantage of the particular deal, winnings, or other scam the email explains. At the fraudulent website, you are asked for private information such as credit card details, bank account information, password, etc.

Now, this entire process is a scam that’s been engineered to make you give up your private information. That’s how you define phishing, or what others also refer to as ‘brand spoofing’. Phishing is a play on the word ‘fishing’ as the crooks are out there dangling bait in front of people, hoping for someone to bite.

To define phishing is not enough. You also need more insight into the various forms it can take. While it is impossible to go into all the types of phishing techniques, some more recent methods should be examined.

Money in your Account

In the past, there have been many phishing scams using fake banks. During the past year, thieves have been hammering on a new scam that informs the recipient of the email that there is a large amount of money in his account that needs to be claimed. You are asked to log into the account to claim all the money and provide sensitive information to verify the transaction.

Voice Mail Phishing

Another phishing technique uses voice mail messages which are supposed to be from legitimate organizations. The message is usually framed in a manner to cause some alarm and you are given a toll free number to contact. Once you do, you are required to provide information to confirm your identity so that you can clear up the problem.

Spear Phishing

Spear phishing targets a specific individual and sends across highly personalized messages. Because of the personal nature of these messages, it makes them very difficult to recognize as a phishing scam.

Where am I Most Likely to Come Across Phishing?

After you define phishing, it’s important to know the places you are most likely to encounter a phishing scam. The answer to that is, almost anywhere! A message from your bank, company you work for, or even a co-worker could be a phishing scam. Types of websites where these scams are prevalent are social media sites, networking sites and fake charity websites. You can even receive attempted phishing scams on your cell phone or instant messenger programs.