Tag Archives: Easy

Critical Illness – Why Comparing Quotes is Not Easy

Critical Illness – Why Comparing Quotes is Not Easy

When looking for critical illness cover you would think that the UK’s number one price comparison website was up to the job.

Having completed my quotes on their website for life and critical illness cover I was disappointed as the UK’s number one price comparison website only provided critical illness quotes with 4 companies, Synergy, Aviva, LV= and Legal & General.

From a consumer point of view this is a disappointment especially as one of those providers offers below average cover, another two have more exclusions on their critical illness than the norm and the third is the only remaining worthy consideration.

However when you then factor in the price differences why would you accept inferior cover just to save one or two pounds a month?

We all know that we could save money when we buy insurance, by reducing the cover. But for most of us we don’t want third party cover on our cars, price is not the only consideration.

With all the main comprehensive major critical illness cover providers NOT quoting and with no indication that they have not quoted, which is not in accordance with their “Our Customer Promise” it shows that being number one does not mean you are offering the best consumer deal or choice.

Comparing critical illness cover has never been easy as the same condition for example “heart attack” have different definitions depending on the provider, so one you may have a valid claim the other you may not.

Where do you go to get a true comparison of the market?

Using a comparison website as we have found out is not going to give you the full choice of the market. This is mainly as some providers only offer cover via independent brokers. Also the tools available online are not as advanced to the comparison tools used by brokers to compare the cover, conditions, exclusions.

Research completed 1 July 2009

Uninstall Ghost Antivirus the Easy Way – How to Remove Ghost Antivirus

Uninstall Ghost Antivirus the Easy Way – How to Remove Ghost Antivirus

Is your computer haunted with Ghost Antivirus? It appears as if it works to help you remove spyware, viruses, keyloggers, and more, but in actuality, this spyware is infesting your computer with all types of junk. This rogue software installs itself through e-mail phishing, P2P viruses, and legit-looking websites. These hackers are trying their best to trick unfortunate users into coughing up their credit cards for software that doesn’t do anything. If you’ve got this garbage software on your computer, you will need to get rid of it immediately. Hesitation can lead to system failure, or worse, identity theft.

This spyware is unique in that it will adjust your browser settings, block your programs from opening, and run countless fake virus scans, disgusing itself as official software. Ghost Antivirus starts everytime you boot your computer and tries to scare you with messages like “Your System Is In Danger! Please Register!”… Don’t fall for these tricks. Their only goal is to rob you of nearly $ 100 and harvest your credit card information. The biggest offense, of course, is that the software is completely useless.

If you try to remove this virus manually, you will be faced with the issues of your programs and task manager being blocked. You will receive threat warnings like “Ghost Antivirus Warning! Harmful and malicious software detected. Online Scanner detected programs that might compromise your privacy or damage your computer. Trojan-IM.Win32.Faker.a, Virus.Win32.Faker.a, Trojan.PSW.BAT.Cunter”

So How Do You Remove Ghost Antivirus?

To get rid of this ghastly malware you will need to either conduct a manual removal or an automatic removal. Manual removal involves stopping the system processes associated with the virus, such as the ghostav.exe, onin.exe, services.exe, and unins000.exe. After that you’ll have to remove or rename similar DLL and LNK files. If you decide to try a manual removal you have to be extra careful, as one wrong move can result in complete system malfunction.

Automatic Removal is ‘Bob-Approved’.

I’m a computer technician, and I use automatic removal tools. Why? Because I don’t have the time to manually delete every infection. Automatic detection makes life easy for my clients, keeps them protected, and gets their computer acting new again. If you need your system finally fast once again, then consider a free virus scan to see exactly what is hiding in your system.

Easy Ways To Find The Best Car Shipping Quote

Easy Ways To Find The Best Car Shipping Quote

It is not a good decision to drive your car if you are moving across the country or even across the ocean. Here, car shipping is the best option available for transporting your car. But it is really important to find a good shipping quote that would go along with your needs. And getting a good auto transport quote really needs proper research and home work. Usually the contract given by the auto transport companies are complex and unless you understand it inside out, you would probably end up in trouble.

Many car shipping quote companies offer provisions through which you can submit a request to them and they would give you information on several vehicle shipping companies that would suit your requirements. Before selecting a particular company, you must read the contract carefully. The vehicle owners should keep a close look for shipping dates, costs, deposits, insurance and how the car should be prepared for shipping. Each of the concern should be thoroughly scrutinized.

The best way to get the deal would be to reach out for as many numbers of shipping companies so that you can compare the contracts and quotes. You can prepare a table to compare each quote that you get. Columns should be made for total price, deposit, wait time for pick up, delivery and shipping conditions. There are some auto transport companies that allow you to transport a car with up to 45 kg of personal items on board. This includes clothing, small appliances or some other items that would be carried in the trunk to be transported in the car. Usually, the companies require a minimal quantity of fuel in the gas tank. It is always advised that the fuel tank should be filled enough to get the car on and off the truck.

Generally the shipping date would not be scheduled to a specific date rather it would be set within a time frame. The car transporting is not possible in specific dates since the shipping drivers would have to coordinate multiple deliveries on certain routes. This method is very much cost effective for both the vehicle owners and car shipping companies and also the car would be delivered in time too. Yet another important consideration while seeking a shipping quote would be the pickup date and cancellation clause. If you back out of the agreement, most companies would charge a cancellation fee. The contract should also contain a clause by which the cancelation fee should be waived if the company fails to pick your car within a number of days after the scheduled pickup date.

The same concerns are applicable to overseas as well as domestic car shipping. While shipping your car overseas, all the above mentioned concerns should be taken care of. The basic terms and concerns remain the same even though the destination and time is much longer. Besides it is really important to find out if there are any restrictions for transporting a vehicle into another country. Most often such issues would be dealt by the company. But it would be better to keep an understanding of the situations.

You must keep in mind that there would be no quote that is best for everyone. But what you need to seek is for the quote that would suit your needs, time frame and budget.

How to Get a Free and Easy New Car Quote

How to Get a Free and Easy New Car Quote

Many people dread the thought of purchasing a new vehicle because the dealership experience is so poor. You feel threatened and scared because the dealership often has the advantage. In today’s world of information it’s much easier to get the true price of a vehicle so that you may determine whether you’re really getting a good deal. In many cases you can set up a test-drive and negotiate a vehicle price before you even set foot in the dealership. This article discusses a few of the things you should do before requesting a new car quote and how you may go about receiving a new car quote.

What information do you need before getting a new car quote?
There are many informational websites that can provide you with the retail and invoice pricing for any new vehicle and this can make it very easy for you to receive a new car quote. After you’ve determined what vehicles are within your price range it’s time to narrow down the choices before contacting a dealership. Your first and most important decision will relate to what make and model of vehicle you’d like to purchase. Are you looking for a car with great gas mileage? Do you need something that will tow a trailer? Do you just want something that will impress your friends and family? All of these are important considerations when picking out a vehicle. Since a new vehicle is often the second largest financial purchase a family will make, take some time to identify your needs and desires before beginning your vehicle search.

What to do after you’ve selected your vehicle
After you decide upon the make and model of vehicle you’d like to purchase it’s time to select the options that you think are absolutely necessary and those that you may or may not want, depending upon the price. Most new car quote websites allow you to select specific options or option packages to ensure that your pricing information is as accurate as possible. Get out a piece of paper and make a list of all the options you’d like to have versus the options you must have. Can you live without a sunroof or navigation? Is a leather interior absolutely necessary? Next, make a list of the interior and exterior colors you’d like to have versus those that you would absolutely deem as unacceptable. These decisions will help you when you eventually visit the dealer’s lot to finalize your purchase.

What’s the final step?
Once you know exactly which car you’d like to purchase and have picked out your options, it’s time to find a website where you can submit your information and receive multiple new car quotes at one time. The best way to ensure you are receiving a good deal is by comparing the offers of multiple dealerships at once. This way you are not forced to drive from dealer to dealer, spending hours of your valuable time, when you could just sit in front of your computer. Once you submit your information the dealers who have agreed to participate in the website’s program will determine whether they have a vehicle matching your requirements and desired options. If they do indeed have a vehicle matching your requirements you will receive an email or phone call from the dealership with the specifications and price of the vehicle. In a few days you should have a few different new car quotes to choose from and you can contact the dealer with the best price.

Easy Way To Get A Calendar Print Quote

Easy Way To Get A Calendar Print Quote
Suppose your objective is to have your corporate name in front of your clients every day of the year.

How could you possibly achieve it?

A good starting point is to get a calendar print quote in order to see how this can slot in with your marketing budget.

Reassuringly the answer may be affirmative.

This isn’t a cut price way of marketing by the way. Rather than to produce some other piece of marketing with equivalent staying power – sitting there on the wall 365 days a year – would be unimaginably expensive.

Or to put it another way, printing company calendars and sending them out to your clients can be a very savvy way to go about marketing your business name.

But the key to printing successful corporate calendars is really in the design detail. Don’t forget that the desgin of your calendar will be just as important as the actual printing. Don’t fall into the trap of forgetting to mention your organisation’s contact details several times throughout your printed calendar!

Don’t forget my golden rule, “always mention your contact details on every page of your calendar”. It is well worthwhile including your contact details on each month of your printed calendar.

The best technique is to ensure that you incorporate your entire company contact details on each sheet of your calendar. You should go out of your way to mention this to your printer at the calendar design stage.

Also, don’t be too subtle about mentioning your business. People will be staring at your calendar all day long. What happens is that you see right through the detail. This happens because the item becomes overly familiar to you.

A clever way to ensure your organisation is noticed on each page is to ensure that you print your information in a slightly different way on each sheet. Let’s say your logo can be printed in a variety of different colours. – and this will depend on your corporate logo guidelines – then take advantage of this fact. Then as one month turns to another your customer will be reminded who gave them this printed calendar.

Another good way to make your calendar more noticeable and enjoyable to own is to include a quotation on each printed page of the calendar. So March could be a proverb and so on.